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Mortgage notes from Columbus, Ohio

Steve Scott — Mortgage Insights

Clear, useful answers for the home financing questions that keep you up at night. No pressure. Just a place to start.

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From the desk

Recent notes

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01

November 2, 2026

Mortgage Rates This Week: Lock Now or Float? What Buyers Should Do Before the Jobs Report

Mortgage rates have quietly improved over the past month. That’s welcome news for buyers, but with Friday’s October jobs report ahead, the practical…

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02

October 28, 2026

Borrowers Are Back (Sort of): Applications Rise for the First Time in Two Months as Rates Ease to 7.32%

Mortgage borrowers are tiptoeing back in. Applications rose 3.4% in the week ended October 23, according to the Mortgage Bankers Association (MBA),…

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03

October 27, 2026

How Much House Can You Actually Afford? The Lender's Math vs. Your Real Budget in Ohio

If you’re asking, “how much house can I afford?” the first number you hear may come from a lender. It’s useful, but it is not necessarily the amount…

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President · CRMS · CVLS · CFMP
Licensed in Ohio and Florida